What is FINANCIAL FREEDOM to you??


A lot of people ask me about this most of the time…and I would always answer like this saying “Are you kidding me? Where were you while billions of people were talking about this subject for the past 20years??” Of course I intended to make a joke out of that corny statement. 😎

FINANCIAL FREEDOM to me is basically having sufficient/enough wealth to live without necessarily having to actively work for our basic needs and or wants.

SIMPLIFY?? Works and jobs. Salaries. Revenues. Assets and liabilities. Income and expenses. Inflation rates. Stocks. Dividends. Bonds. TBs. UITFs. MFs. Etc etc…

I want to STOP right here. I dont want to go any further about these hot topics above because a lot of book authors are already making millions just by talking about them…I dont want to be a part of that unfair statistics. 😎

I think the REAL MESSAGE that I am trying to get across here is this – What have you done so far to attain this FINANCIAL FREEDOM?

Are you still relying in your monthly salary? Small business? Or are you already practising the CASH FLOW QUADRANT of Mr. Robert Kiyosaki?

My Philosophy about INCOME GENERATION is like this – Anything…and I mean anything legal that can put value on my financial book is a sure road to FINANCIAL FREEDOM. WHAT’s yours? 😎




December is here once again people of the Philippines (and the rest of the world). 😎

A lot of people are excited mainly because of the spirit of Christmas, the gift givings and receivings, the Christmas carollings, the family bondings, the Christmas parties and celebrations, the school batch reunions, and etc etc.

So as we can all see, the month of December is the most interesting month of the year and everybody is really looking forward to spending it with flying colors everywhere. 😎

Clearly, December is the most-awaited month of the year when we can all have the honor to experience our planned “VACATIONS”.

Those employees out there are the most excited when we talk about “VACATIONS” and that’s very obvious because everybody needs a break from working so hard the whole year round.

When I was still in the corporate world in Makati City more than a decade ago, I was of course one of those employees who was looking forward to “VACATIONS” every December.

But right now, after years of work experiences as both an employee and an Entrepreneur, I still find it so fascinating why people plan their “VACATIONS” with so much care (12 months planning) than planning their “LIVES” – and I think I have to agree with what Mr. Jim Rohn has to say about this…he said it is maybe because most of us have this kind of belief that… “ESCAPE IS BETTER THAN CHANGE” 😎

Having made my point, let me ask you this…what is more important to you? VACATIONS OR REALIZATIONS? It is your CHOICE! 😎

Rotating Skyscraper

In my other weblog, https://vicubs.wordpress.com, I published there the top 5 of the worlds tallest skyscrapers excluding Burj Dubai simply because it is yet to be finished.

It looks like Dubai will be pushing the architectural boundaries for many more years to come and nothing demonstrates this more than the Rotating Skyscrapers.

These self-sufficient and energy generating buildings will get their power from wind turbines that are placed between floors and which rotate freely with the wind. Additional power is provided from solar cells on the tops of the individual floors.

Each individual floor is able to rotate slowly, based on commands issued by the owners of apartments on that floor.

The building is constructed around a central core; each floor is composed of individual pie-like sections that are pre-built and hoisted up the central core.It is claimed that rotating skyscrapers can be constructed by just ninety people on site. Impressive when there could be up to 2,000 workers on a typical skyscraper construction site. The 68-story “combination hotel, apartment, and office” would sport floors that each rotate 360-degrees in the span of about 90 minutes, creating a “constantly changing architectural form.”Worked is due to start this month and others are planned in some of the major cities around the world. Nick Cooper, the British Engineer working on the project is probably best known for designing the drilling machine that bored the Channel Tunnel.Estate Agents should have no problem selling these as it puts a whole new meaning to ‘panoramic views’….

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Bo Sanchez “Truly Rich Club”

Bo Sanchez “Truly Rich Club”

If YOU want to gain financial wealth and spiritual abundance at the same time, become a Bo Sanchez follower – because you can not get them by just simply following me 🙂

Mr. Bo Sanchez is one of my mentors. He might not know it yet but that’s the truth. When it comes to that “truly rich” thing, there is no one that I appreciate the most but his consistent, logical, and GODly way of putting everything into its proper perspective (perhaps the most stimulating and amazing way).

I want to say a little background about him but before that let me tell you this first – I am not going to get anything from him in return. No thank you…no commissions…no referal fees…no nothings. This is just for the sake of art. NO I am just kidding. In fact, I am not doing this in behalf of him but I am doing this in behalf of all of you guys. I truly believe that the moment you decide to follow him (not just me 😎), your perspective about being “TRULY RICH” will never be the same again. Trust me. 😇

Mr. Bo Sanchez’s background:

For twenty years, He was a poor missionary.

He was still single that time…no kids..no wife to romance on dates or a house mortgage to pay. So to him being a poor missionary was okay.

He actually didn’t need money. He was happy preaching, writing, and doing ministry works among the poor. He had this funny belief about “loving the poor” – he really thought that to love the poor, he had to become poor.

He also used to think that to be close to God, he had to be poor too. So as you can see, Mr. Bo Sanchez had this subconscious belief that “MONEY WAS EVIL”.

But today, he is now a Truly Rich missionary. He chose to become an entrepreneur. He now runs businesses, invest in real estate properties, and invest in stocks and other paper assets. Because he has now this belief that the ultimate purpose of wealth is to love others.

Amen? Praise the Lord! Brothers and sisters, I truly believe that if we have more we can help more…and that we can not give something we do not have.

I wish all of you will become so truly rich one day – that’s indeed having FINANCIAL WEALTH AND SPIRITUAL ABUNDANCE at the same time. Good luck to all of you! And may GOD bless us all! 😇😎

“POOR people GO TO WORK;…


This is a very striking and powerful statement from ROBERT KIYOSAKI (Author of the book “Rich Dad, Poor Dad”). 🙂

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A Message To All People Who Want To EARN MORE

“POOR people GO TO WORK; RICH people BUILD NETWORKS.” – A very striking statement from ROBERT KIYOSAKI (Author of the book “Rich Dad, Poor Dad”). 🙂

Most people I know have NO IDEA what PASSIVE INCOME is!  And I pity them! Well, sometimes I feel frustrated for them for not even trying to find it out.

They ONLY know one source of income – SALARY.

And when I talk about other streams of income, they PANICKED. Subconsciously, I think they’ve created an emotional attachment with their JOBs/WORKs.

This attachment is like an INVISIBLE PRISON BARS that kept them locked up in POVERTY. Why? Because they are afraid to go out from their COMFORT ZONES to grab some OPPORTUNITIES that can give them EXTRA INCOME working part-time apart from their full-time jobs.

If YOU are one of these people I know, look at yourself in the mirror and ASK THIS – “How much am I earning? Is this enough to provide my needs, my wants, my likes?”

If YOU are only earning P10k, P15k or P20k a month, for Christ’s sake OPEN UP YOUR MINDS NOW! There are a lot of opportunities out there that can create PASSIVE INCOME for you.

Do not be afraid of the RISKS in trying out something new. Why?

Because first of all, your LIFE is already at RISK by just earning that much..or that little.. 🙂

Second, all our GROWTHS are just outside our comfort zones – so if YOU want some drastic changes in your LIFE, do not be afraid of all these RISKS. We may fumble thru trials along the way, but all these will only make us a BETTER PERSON.

Third, it does not matter how many times we will fail while trying to GROW OUTSIDE OUR COMFORT ZONES. What matters most is the LEARNING we get from doing it. Because ONLY thru LEARNING where we start to become A BETTER PERSON. And ONLY thru becoming a better person when we start LIVING A BETTER LIFE. 🙂

Oh, If you want to know more about PASSIVE INCOME, feel free to research it or PM me about it. 🙂

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Healthiest and Safest Way To Lose Weight

How To Lose Weight Safely? (I lost 16 kgs total in 4 months time. I am now 72 kgs)

“How to lose weight safely?” was the question that I have been asking myself and everyone else for years. I did lots of research online regarding health, wellness and fitness. Some say, “The BEST WAY to lose weight is to do this and that…while some say, the FASTEST WAY is to do extra this and extra that…and other say, the CHEAPEST WAY is to buy less and eat less WHILE doing this exercise and that..”

But for me, the smartest question should be..“How To Lose Weight SAFELY?” That means are you healthy while losing weight? 🙂

I learned a lot from all the information I got thru reading hundreds of threads online and tried almost all of them for my own personal experiences. Don’t get me wrong. I am not an expert in fitness and nutrition. But the idea of losing 16 kgs can be very inspiring for some.

I do not want everyone else to experience what I have done and sacrificed (including the effort, time and money) just to burn some belly fats.

So below are the simple things you need to know and understand to burn that stubborn little bastards in you called fats. 🙂

1.) CALORIE COUNTS and then sometimes DOESN’T 🙂

You are what you eat. The more you eat, the more calories you are piling up in your body. So how much calorie should you eat daily? The calorie intake calculator provides an estimate of how many calories are required for both men and women. You can check yours in any calorie intake calculator online. Or you may want to try the nutrient calculator to break this down into carbohydrates, protein, and fat.

Calories For FAT Loss

Check a body mass index (BMI chart) online so you will have an idea on how much you want to lose based on your current weight.

Science tells us that 1 pound of human body fat is equal to 3500 calories. To lose 1 pound a week, one will expend 3500 more calories than eating. Therefore, a daily calorie deficit of 500 should result in 1 pound per week fat loss. In reality, this is not the case. This calorie deficit method does not quite work efficiently. Generally speaking, a person’s energy expenditure becomes less as they get lighter. That means anyone doing the calorie deficit method will inevitably plateau. The amount of food intake that once lead to weight loss, will now only maintain your current weight.

The Weight Loss Plateau

Our human body is so complex and yet so efficient. Over time our bodies adapt to the lowered calorie level. Our body becomes more efficient at using energy (lowered metabolism), and therefore burns less fat.

This is the reason why most of us reach a weight loss plateau. At this point, it will be so hard to lose any more weight and the only option is to boost your metabolism. Below are some of the things or activities that you need to do to continue losing weight:

  • increase your cardio, do resistance or weight training, try ‘cheat’ meals (i.e. occasional high-calorie meals) once in awhile, cycling (or zig-zagging) calories, and any activity that promotes active lifestyle.

Very often, you find that the nearer you get to your goal or ideal weight (or your body fat percentage), the harder things get!

Continually dropping calories only serves to lower metabolism even further – the moment you return to ‘normal’ eating – the weight comes back on.

Minimum Daily Calorie Intake

Generally speaking, it is difficult to set absolute bottom calorie levels, because everyone has different body composition and activity levels. Health authorities do set some baselines – these are 1200 calories per day for women, and 1800 calories per day for men.

In reality, this doesn’t really make too much sense because muscle mass is not considered here. Therefore, these absolute levels don’t work. However, these give us a starting point.

When reducing calories:

You try not to lower your calorie intake by more than 1000 calories below maintenance. Doing so may invoke the bodies starvation response (a state where your body will undergo starvation mode), which can lead to a bad effect on your diet.

Learn to eat slowly – research shows that faster eaters are heavier people.

What happens when calories are too low?

  • Muscle mass is broken down for energy (catabolism).
  • Metabolic rate will begin to drop (typically) after 3 days of very low calories – this is related to, and compounded by the loss of muscle mass.
  • With very low calories you risk sluggishness, nutritional deficiencies, fatigue, and often irritability. You are completely set-up for a regain in fat if you suddenly return to your previous eating patterns.

How Much Calories On Foods


McDo Big Mac has more or less 560 calories; KFC breast hot & spicy has more or less 530 calories;  4 ounces of breast chicken with skin has more or less 190 calories; Or 1 large EGG has more or less 80 calories. You can check a food calorie chart online for your own reference or you can ask me and I will see what I can do. 🙂

Important Note: Try to consciously count your daily calorie intake. You can be very technical about it or just simply become familiarize on the calorie content of the food you eat. You will be amazed of the results. 🙂


When you exercise or do resistance training, you expend more energy and as a result your body will burn more calories. And if you’re lucky, you can build muscle along the way and muscle helps you burn calories. 🙂

There are a lot of good advices online and a lot of bad ones. For me, whatever you do, give your body a time to relax and recharge. If you find a blog or site that will tell you to go to the gym daily, then perhaps he doesn’t know what he’s doing. 🙂


Lower body training every Mondays and Thursdays then upper body every Tuesdays and Fridays. Then maybe relax your muscles on Wednesdays and weekends.

I may talk more of weight or resistance training on my next blog because it’s more of gaining/building muscles. This blog right here is more of losing body fats. 🙂


You can become a calorie expert in no time but once you do not have the right attitude towards calorie intake or eating habits, then achieving your weight loss goal can be very frustrating.

When you decide to lose weight, make sure to prepare yourself mentally, morally, and religiously. 🙂


Let’s admit it. We can not get full nutrition by just eating our required daily calorie needs. 🙂

That is why it is no secret that the key to effective and sustainable weight loss program is making positive changes in diet and exercise. However, making those healthy lifestyle changes can often seem like an insurmountable task.

There are nutritional supplement products that are scientifically designed to jump-start healthy eating habits and help individuals begin to make a clean break from unhealthy food.

So my advice for all of you is to try to scout for the world’s best supplier of nutritional supplements. I trust only the best of the best and a 5 star gold awardee product, according to the “NUTRISEARCH Comparative Guide to Nutritional Supplements” book by Lyle MacWilliam, MSc, FP.

The products that I choose and trust so much are scientifically research and proven. You should be very extra careful what to take in because not all nutritional supplements in the market today are good for you and your health. For me, the best way is to buy this book of Lyle MacWilliam and start comparing over 1,600 nutritional supplement products. 🙂

So, there you go..the 4 simple things that you need to know if you want to live a healthy lifestyle by being fit and staying fit..because HEALTH is true WEALTH. 🙂

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